Artificial Intelligence & Digital Transformation

Artificial intelligence · Banking & specialized finance

Industrial AI. Sovereign. Measurable.

We design and deploy agentic AI platforms for organizations that demand traceability, compliance, and performance — from regulated banking to advanced industry. No dead-end POCs: production systems, operated on European infrastructure, aligned with ACPR, DORA, and EU AI Act requirements.

04
Platforms in production
10+
Sectors addressed
57
Regulatory requirements
100%
European infrastructure

What we have built

Four platforms. Four core business lines.

Each addresses a specific operational pain point at a regulated player. No demonstrators: multi-agent architectures integrated into existing IT systems, measured in time saved and risk reduced.

01Commercial pre-scoring

Financing opportunity detection by SIREN

Commercial bank · France

A platform that continuously scans the economic landscape, identifies companies eligible for financing, and composes ready-to-send commercial proposals — with tax filing analysis, multi-criteria scoring, and personalized emails.

  • +Automated ingestion of tax filings and open data
  • +Semantic classification of opportunities by product
  • +Offer composition with publisher templates and full logging
  • +Batch mode: processing entire portfolios in minutes
Financing opportunity detection by SIREN

02Recovery

Intelligent receivables management

Financing bank · France

A platform dedicated to complex receivables portfolios: lots, contracts, multiple lessors, actuarial and linear schedules. The AI detects anomalies, proposes recovery actions, and industrializes large-scale follow-up.

  • +Actuarial modeling and progressive schedule calculations
  • +Automatic anomaly and sequence break detection
  • +360° view: contract, lot, debtor — real-time pagination
  • +Integration with third-party risk enrichment databases
Intelligent receivables management

03KYC / AML

Client knowledge & agentic anti-money laundering

Retail bank · North Africa

A multi-agent architecture covering the full KYC cycle: onboarding, periodic review, risk detection, and regulatory reporting. Designed for two frameworks — ACPR / TRACFIN in Europe, BAM / UTRF / GAFIMOAN in the Maghreb.

  • +Documentary identity verification and structured extraction
  • +Sanctions list, PEP and adverse media screening
  • +Dynamic risk scoring and alert triggering
  • +Bi-jurisdictional compliance coverage: France & Morocco
Client knowledge & agentic anti-money laundering

04Credit & Leasing

Credit committee automation

Lessor · French banking group

An agent chain that transforms a raw multi-company dossier into a committee-ready report. OCR, classification, financial extraction, reputation research, aggregation, and structured writing: all in a single execution.

  • +Multi-format OCR for filings, K-bis, statutes, balance sheets
  • +Eight specialized extraction agents running in parallel
  • +Reputation and judicial history enrichment
  • +Structured final report to committee standards
Credit committee automation

Our approach

Three convictions that guide every project.

We don't sell a model — we deliver a complete chain: ingestion, reasoning, control, and output. Every brick is observable, logged, and operated by us.

A

Multi-agents first

One agent per business task, orchestrated by a supervisor. This specialization produces traceable, auditable, and easily improvable results — where a monolithic model remains a black box.

R

Sector-specific RAG

Models reason on your own corpora: internal procedures, regulations, contracts, decision history. Responses are sourced, updatable without retraining, and stay within your perimeter.

S

Operational sovereignty

Everything is deployable on-premise or in a European private cloud, with an air-gap option. Sensitive data never leaves your environment. DORA and EU AI Act compliance built in from the start.

Beyond banking

Same architectures. New territories.

Our agent chains, traceability standards, and sovereign stack apply wherever AI must be industrial, measurable, and auditable. Here are the domains where we are currently engaging client use cases.

Industry & Manufacturing

05
  • Automated visual quality control on production lines
  • Predictive maintenance and equipment anomaly detection
  • Documentary assistant for field operators and technicians

Aerospace & Defense

06
  • Airworthiness documentary traceability and parts history
  • Automated analysis of flight reports and technical events
  • Industrialization of production dossiers and FAL

Energy & Utilities

07
  • Consumption forecasting and network balancing optimization
  • Anomaly detection on sensors and critical infrastructure
  • Regulatory monitoring and synthesis: CRE, ACER, RTE

Healthcare & Life Sciences

08
  • Automated sorting and coding of medical reports
  • Multi-source patient dossier synthesis with sourcing
  • Pre-analysis of clinical protocols and pharmacovigilance monitoring

Logistics & Transport

09
  • Route optimization and intelligent fleet management
  • Demand forecasting and dynamic inventory management
  • Automated processing of carrier disputes and claims

Public sector & Local authorities

10
  • Assisted processing of citizen and business dossiers
  • Regulatory synthesis and continuous standards monitoring
  • Sovereign conversational assistants for public agents

Compliance by design

Regulated. Documented. Auditable.

Working with credit institutions requires a framework. Our platforms are designed to fit the standards that structure your business, and we document every flow for your internal and external auditors.

EU AI ActDORAGDPRACPRTRACFINBank Al-MaghribUTRFGAFIMOANLCB-FTISO 27001(in progress)
Every decision made by an agent is logged with its context, sources, and model version. This traceability is the prerequisite for deploying AI in a regulated environment — and the foundation for a confident dialogue with the supervisor.

Our fields of intervention

Regulated players. In France and the Maghreb.

We work with credit institutions, lessors, and specialized finance players — on projects where AI must navigate strong regulatory constraints and existing structured IT systems.

Universal bank
Origination & risk
Commercial bank
Pre-scoring & development
Specialized finance
Recovery & receivables
Leasing
Credit committee & operations

Let's talk

Got a use case in mind?

We start with a short 5-to-7-week scoping phase to qualify value, target architecture, and the path to production. No empty promises: a decision-making deliverable at the end.

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